9 Reasons You Should Review Your Medicare Advantage Plan During Open Enrollment

Anything from moving to a new area to changing health can affect your Medicare Advantage coverage, and it is crucial to consider these changes, especially during Annual Enrollment.

You can sign up for a different health or prescription drug plan annually through Medicare Advantage. You can compare your needs with your current plan's changes in 2024.

1) Change in Health

If your health needs have changed, you may need a plan that better suits those needs. Medicare A and B do not cover everything you might need. For example, Original Medicare does not cover nonemergency transportation.

2) Moving to a new location

If you move to a different county or area, the plans available may differ, and reviewing your plan might make sense.

3) Plan discontinuation or termination:

If your current plan is no longer offered or terminates, you may need to review plans.

4) Changes in premiums and out-of-pocket costs: 

If the cost of your plan changes significantly, it may be worth looking into reviewing plans.

5) Availability of new plans: 

As new plans become available, it may be worth reviewing them to see if they fit your needs better.

6) Changes in provider networks: 

If your preferred health care providers are no longer part of your plan’s provider network, you may want to switch plans.

7) Plan customer satisfaction:

It may be worth reviewing if you are consistently unhappy with your plan's services and customer support.

8) Changes in supplemental coverage:

If your employer or other supplemental coverage changes, it may affect the Medicare coverage that makes the most sense for you.

9) Retirement or employment changes:

As your income and employment status change, it may also change the type of Medicare coverage that is best for you.

 


 

CHRISTUS Health proudly accepts CHRISTUS Health Plan among other Medicare Advantage plans.