9 Reasons You Should Review Your Medicare Plan During Open Enrollment
Anything from moving to a new area to having a change in health can affect your Medicare coverage, and it is crucial to consider these changes, especially during open enrollment.
You can sign up for a different health or prescription drug plan through Medicare every year. You can compare your needs with your current plan's changes in 2023. If you think you can find a better deal elsewhere, don't hesitate to ask for help or Medicare.
1) Change in Health
If your health needs have changed, you may need a plan that better suits those needs. Medicare A and B do not cover everything you might need. For example, Medicare does not cover nonemergency transportation. Learn more about the different types of Medicare here.
2) Moving to a new location
If you move to a different county area, the plans available may be different, and it might make sense to switch.
3) Plan discontinuation or termination:
If your current plan is no longer offered or terminates, you may need to switch to a different plan.
4) Changes in premiums and out-of-pocket costs:
If the cost of your plan changes significantly, it may be worth looking into switching plans.
5) Availability of new plans:
As new plans become available, it may be worth considering switching to one that better fits your needs.
6) Changes in provider networks:
If your preferred healthcare providers are no longer covered under your plan, you may want to switch plans.
7) Plan customer satisfaction:
It may be worth switching if you are consistently unhappy with your plan's services and customer support.
8) Changes in supplemental coverage:
If your employer or other supplemental coverage changes, it may affect the Medicare plan that makes the most sense for you.
9) Retirement or employment changes:
As your income and employment status change, it may also change what type of Medicare plan is best for you.
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